Hub Appraisal is experienced when you need appraisals for bank owned properties in Hubbardston, Massachusetts

You should ascertain the meanings of "market value" and a "quick disposition" price to evaluate your likely write-down liability when dealing with a property in foreclosure. At Hub Appraisal, we have the training in both providing snapshots of market value for our mortgage servicing clients, in addition to "quick sale" forecasts that consider your time line.

	You need a company with the experience to handle the special dynamics of a foreclosure appraisal. For a company you can rely on, contact Hub Appraisal.

Owners of property in foreclosure may be disinclined to allow an inspection of the property, thus presenting unique challenges. Often the subjects show signs of vandalism, unfortunately by the former residents. Or, it's common to find the previous owners have moved out or the home neglected for long periods of time.

For a home that has already changed to REO, you probably will want it off your hands as quickly as possible. Regardless, you'll still want to consider three ways of looking at the value of the asset:

• As Repaired. Possible market value with the repairs due to make the property marketable at full market value - appropriate with competing homes in the area
• As-is. The value of the house without any work performed
• Quick sale. Somewhere in the middle, with minimal investment in repairs - to get rid of the home quickly, possibly as a "fixer-upper"